Best-In-Class Employee Benefits

Employee benefits are a complex, often complicated offering for businesses. We help you select the right benefits for your employees. With so many options available, including the Affordable Care Act, it can be difficult to choose the right options. We can guide you through the complicated world of employee benefits to pick the right options for your business and employees.

We have relationships with best-in-class vendors to offer the most comprehensive, affordable options for your business. Combined Management takes special care to provide the best plans for your business and your employees. We do all of the hard work to ensure your business and employees are protected.

FREE EMPLOYEE BENEFITS CONSULTATIONS AVAILABLE.

Employee Benefit Services We Offer

Retirement Programs

Everyone wants to save for the future. From traditional 401Ks to 403Bs with no setup and administration fees to simple and Roth IRAs, Combined Management can provide the right plan for you. We have dedicated specialists who work with industry-leading providers. They are eager to find the right plan and options for your business and employees, help you maximize your tax position, and provide the most competitive benefits package available.

Health, Dental, & Vision Insurance

We can present you with the best, most affordable options for you and your employees. Our specialists work with best-in-class providers. When claims do occur, we act in your business and employees’ best interest for the best possible outcome. We talk directly with insurance providers and medical professionals to manage your employees’ claims on your behalf.

Life Insurance

Having coverage available to your employees to protect their families from the unexpected can be a delicate issue. We have a specialist who will come to your workplace to discuss this and other benefits with your employees directly. They will handle enrollment and setup for you. We have life insurance available with no medical questions asked to give your employees the protection they need.

Disability Insurance

Accidents can happen. Having comprehensive coverage available offers comfort and protection for your business and employees. We offer various plans, including short-term disability, long-term disability, AD&D, and other options. By offering disability insurance to your employees, they gain extra peace of mind if they cannot work due to an accident or illness.

Benefits Enrollment

Employee Portal

Buying Power

Many businesses find themselves in a position where they are not large enough to benefit from the bargaining power larger employers enjoy. Due to our relationships with the sheer number of employees and clients we have represented for the past 28 years, Combined Management has greater buying power with insurers, benefits providers, and other vendors. This means that regardless of your business’s size, we can offer extremely affordable plans that would only be available to larger employers.

We Serve Any Size Business

No matter how many employees you employ, we have totally customizable, not cookie-cutter, one size fits all solutions for businesses of any size. From one employee to 1,000 employees, we have the staff, expertise, and experience to guide your business toward reduced liability and increased profitability successfully. We can handle all of the transactional aspects of your HR, payroll, and benefits.

Companies We Help With Employee Benefits

Combined Management is proud to serve companies of any type on the journey to providing benefits to their employees. We have helped many different types of companies. We work with clients all across Maine, from Kittery to Calais to Jackman, and out-of-state locations as well.